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Middlesex County · FAQ

Middlesex County Truck Crash FAQ

Short, direct answers to the questions people in Middlesex County ask after a truck crash. Each answer names its source and links to the full explanation.

Garces, Grabler & LeBrocq, P.C. · Edison · New Brunswick · Perth Amboy · AVAILABLE 24/7

Crash figures below come from the FMCSA crash file and NHTSA FARS, with years stated. Involving a truck does not mean the truck caused the crash.

Reports and investigation

I was hit on the Turnpike. Where is my report?

Turnpike crashes are investigated by the New Jersey State Police, so the report is not at the town police department. Order it from the NJSP crash report portal (njportal.com/njsp/crashreports) as a toll-road report for $5. It can take up to 14 business days to appear. If someone died, the report is available only through a New Jersey Turnpike Authority OPRA form. Source: NJSP portal. See how to get your crash report.

I was hit on Route 1, 9, 18 or 130. Where is my report?

At the town police department where the crash happened. On US 1, for example, 447 of 449 reportable truck crashes from 2021 to 2025 were town-police reports, not State Police (FMCSA crash file). Each town uses its own method: an online vendor, the records window, or mail, with its own fee and timing. Involving a truck does not mean the truck caused the crash. The town-by-town table is on the crash reports page.

The truck says one company's name, but the report says another. Which is right?

Possibly the report. The name painted on the door may not be the carrier responsible for the load. The crash report form tells the officer to record the responsible motor carrier and its USDOT number in Boxes 50 to 52, checking shipping papers and leases. If the report has the wrong carrier, the police department can file a change report. Source: NJTR-1 Crash Report Manual, 2017. See what to check in your report.

What if the driver has been criminally charged?

The Middlesex County Prosecutor's Office controls the investigative file while charges are pending, and civil claimants usually have to wait for it or subpoena it after suit is filed. Your civil claim for your injuries runs separately from the criminal case and is not decided by it. Charges are accusations, not findings. Source: NJSP records guidance. See who investigates a truck crash in Middlesex County.

Deadlines, fault and insurance

How long do I have to sue?

Two years from the crash for a personal injury claim, and two years from the death for a wrongful death claim (N.J.S.A. 2A:14-2; 2A:31-3). If a public entity is involved, such as a town public-works truck or NJ Transit, a notice of claim must be filed within 90 days. "While two years may seem like a long time, evidence can disappear quickly and witnesses' memories fade." See evidence deadlines.

Who pays my medical bills first?

If you were in a car, your own auto policy's personal injury protection (PIP) pays first, up to $250,000 per person on a standard New Jersey policy (N.J.S.A. 39:6A-4). A pedestrian or cyclist hit by a New Jersey-insured truck gets PIP from the truck's policy (N.J.S.A. 17:28-1.3). How those two sources coordinate when both could apply is a question for your attorney. See truck insurance in New Jersey.

How much insurance does the truck carry?

Federal law requires at least $750,000 for a for-hire interstate truck hauling ordinary freight, and $1 million to $5 million for hazardous materials (49 CFR 387.9). New Jersey's own $1.5 million minimum for commercial motor vehicles applies to policies issued or renewed on or after July 1, 2024 (P.L.2023, c.276). Whether the New Jersey floor reaches New Jersey-based trucks in interstate service is not fully settled. See who pays.

Can I recover if I was partly at fault?

Yes, as long as your share of the fault is not greater than the combined share of the parties you are suing. Your damages are then reduced by your percentage of fault (N.J.S.A. 2A:15-5.1). In practice, a person found 50% or less at fault recovers; 51% or more is barred. Fault in a truck case often turns on the carrier's records, which is why they are preserved early. See evidence deadlines.

Does my "limitation on lawsuit" option apply against a truck?

Not settled. The limitation on lawsuit (verbal threshold) protects owners and operators of an "automobile," and a 1978 Appellate Division decision reasoned that a truck is not an automobile for this purpose. We have not verified current appellate treatment, so this is a question for attorney review in your case, not a rule to rely on. Source: N.J.S.A. 39:6A-8; Newson v. Hertz Corp. (App. Div. 1978). See truck insurance in New Jersey.

Court, roads and hospitals

Where will my case be heard?

Most Middlesex truck cases are filed in the Superior Court of New Jersey, Law Division, at the Middlesex County Courthouse, 56 Paterson Street, New Brunswick. An out-of-state trucking company may try to move the case to federal court, which for a Middlesex crash could be Trenton or Newark. Source: NJ Courts; D.N.J. Local Civil Rule 40.1. See where your case is heard.

Why aren't trucks on the Garden State Parkway?

Commercial vehicles over 10,000 pounds GVWR are barred from the Parkway north of Interchange 105, which covers every mile of it in Middlesex County (N.J.A.C. 19:9-1.9). The exceptions are buses, permit vehicles, and the KT Ramp in Woodbridge, which lets trucks reach the Turnpike from northbound Route 9. In practice, heavy trucks in Middlesex travel the Turnpike, I-287, Routes 1, 9, 130 and 18, not the Parkway. See who investigates a truck crash.

Which hospital handles the worst injuries?

Robert Wood Johnson University Hospital in New Brunswick is the only state-designated trauma center in Middlesex County, at Level I, on the New Jersey Department of Health list dated June 6, 2024. In recent news reports, people first treated at other county hospitals were transferred there when injuries were severe, which matters later when medical records are requested. See evidence deadlines for medical-records timing.

“While two years may seem like a long time, evidence can disappear quickly and witnesses' memories fade.”

Garces, Grabler & LeBrocq, P.C.

While you recover, we handle it

The six things that have to happen in the first weeks after a truck crash, and that GGL takes off your plate:

  1. Get the police crash report and any photos, video and 911 records
  2. Send the trucking company a preservation letter for its logs, black-box data, dashcam, maintenance and driver files
  3. Identify the real carrier, broker and insurance
  4. Deal with the insurers so you don’t have to
  5. Coordinate medical bills under your own auto policy’s PIP coverage
  6. For families: guide the Surrogate’s Court estate process for a wrongful-death claim
Garces, Grabler & LeBrocq, P.C.

What GGL does for you here

  • Gets the police crash report and any photos, video and 911 records
  • Sends the trucking company a letter requiring it to preserve its records (electronic logs, black-box data, dashcam, maintenance and driver files)
  • Identifies the real carrier, broker and insurance
  • Deals with the insurers so you don't have to
  • Coordinates medical bills under your own auto policy's injury coverage (PIP)
  • For families: guides the Surrogate's Court estate process for a wrongful-death claim

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